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Posted on Sep 30, 2008 - 1:53am by John P. in Finance, News - 4 Replies
Damn! Why has everyone lost their freakin mind lately? Basically every where we turn the economic indicators are going absolutely insane! Let’s recap some of the horrible things that have been going on lately, shall we? Yes. We shall…
Before we get started, I would just like to send out a big “I told you so” to all the haters who didn’t believe it when I called in the recession on March 10.
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Posted on Sep 30, 2008 - 12:01am by John P. in Finance, News - 5 Replies
This is sickening. Thanks to Jimbeau for passing along this little piece of financial history. If you wonder why the economy is completely in the crapper right now, well here is a contributor to the problem. Nine years ago today the New York Times issued this report.
Let’s be clear, although the report gives some statistics about minorities, I’m not pointing this out as a racial issue. This is a credit worthiness issue. If you have the means to pay back a loan – you should be given one. If not, you should be denied. The reason this lending practice changed was pure and simple greed.
“…felt pressure from stock holders to maintain its phenomenal growth in profits.”
They got caught up in the pre-Internet bubble growth around them, and everyone started grabbing for cash. Pathetic. By the way, I’ve highlighted (in blue) some of the choice comments below. Enjoy.
September 30, 1999
Fannie Mae Eases Credit To Aid Mortgage Lending
By STEVEN A. HOLMES
In a move that could help increase home ownership rates among minorities and low-income consumers, the Fannie Mae Corporation is easing the credit requirements on loans that it will purchase from banks and other lenders.