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One Man's Blog

Specialization is for Insects.

My $2,550 Routine Doctor Exam – WTF?!?

doctor-billFolks, a few weeks ago I went to the doctor to get a physical. Nothing special whatsoever. Just a routine annual physical. It was a two part visit. The first time I went they took blood to run the normal tests (I’m healthy). Then I went a few days later to see the doctor and get checked out.

So, I leave the office and a couple weeks later I get some paperwork from my insurance company informing me that the doctor has billed them $2,550.00 for the visit, and they were paying $2,046.00 after the healthplan discount. What the FXXK?!?
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Sure there are 42 million Americans without health insurance. But that’s not such a problem! After all, those people can still get some health care anyway, right?

This little cartoon is pretty funny.
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Now This is How to Tow a Car!

Crazy Tow TrucksI didn’t even know machines like this exist, but apparently there are tow trucks that literally just pick cars up and put them on the back of a flatbed before driving them off to tow truck hell (or wherever they go).

Thanks to Karen R. for pointing out these crazy towing videos, and also to Bert for pointing out the must-see Maserati accident below!
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Health Insurance, Home Depot Style

Home Depot Tool BoxSo, you run a small business and don’t really know where to turn to get decent health insurance at an affordable cost? Well, Home Depot has got what you need over on aisle 10 by the hammers.

That’s right, in an effort to inspire greater customer loyalty (and no doubt to earn a little referral revenue) Home Depot has done a lot of homework and struck up some deals to help the average individual or small business owner to better their health care position.
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Social Security and Retirement Benefits

Social SecurityOk. I’m not ready to start thinking about Social Security just yet, but my parents are. So I attended an education seminar put on by my financial advisers which included a presentation by Tom Clark from the Social Security Administration.

The following are the Cliff Notes from Tom’s very informative lecture.
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Medical Emergency Travel Insurance

Let’s say you’re going out of the country to some strange place where you know you’d have a hard time getting emergency medical treatment. What’s a guy (or gal) to do? Get some specialty insurance of course!

MedjetAssist, of Birmingham, AL, is a company that specializes in medical evacuations and they let you choose which hospital will be your final destination. One year of individual coverage is $250 for an individual or $385 for an entire family. That’s pretty cheap compared with the cost of an emergency helicopter and airfair out of Botswana!

Oh yeah, and they have a great tagline, “Take trips. Not chances.” So true…
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